โจ Pretend money. Real lessons.
The allowance app that teaches kids how money works.
KidPlayMoney tracks the allowance you already give, pays interest kids can watch, turns chores into earning, and lets them invest pretend dollars in real companies. No bank accounts, no cards, no actual money moving.
Free. Works on any phone. Add it to your home screen.

How it works
- 1
Grownup sets it up
Create your family, add each kid, pick their allowance, interest rate and chores. Two minutes.
- 2
Kids sign in their way
Each kid gets a magic link, or they type your email and a 4-digit PIN. No passwords for kids.
- 3
Money shows up, lessons stick
Allowance and interest post automatically. Kids do chores, save up, and try investing.
Everything a piggy bank wishes it could do
Allowance on autopilot
Set it weekly, every other week or monthly. It lands in their account like clockwork.
Interest they can see
Pick a rate and a monthly cap. Kids watch savings grow and learn why waiting pays.
Chores, your way
All-or-nothing for allowance, extra chores for bonus money, or both. Templates included.
Play stock market
Kids invest pretend dollars in real companies they know: Disney, Nintendo, McDonald's.
Parent controls
Approve chores, add or remove money, turn investing on or off, set a kid PIN.
No real money
Nothing is connected to a bank. It's a shared ledger for the allowance you already give.
Kid view
Big, bright, and tap-friendly
A giant balance, chores they can tap to finish, and a stock list full of companies they already know. Built for small hands and short attention spans.
Grownup view
Calm, clear, in control
See every kid at a glance, approve chores in one tap, tweak allowance and interest, and print a QR code for kid sign-in. It's a ledger, not a bank.
Is any real money involved?
No. KidPlayMoney never connects to a bank, card or brokerage. It keeps score of the allowance you already hand over, so kids can practice saving, earning and investing with training wheels on.